THE BUSINESS VALUE OF ANALYTICS FOR LOAN PORTFOLIO ANALYSIS

The Bank needed Loan Portfolio Analysis to provide a detailed description of the Bank’s loan portfolio by assessing certain characteristics and attributes of the portfolio.

The Dashboard monitors the Bank’s exposure and assesses geographic concentrations, vintage, the risk rating situation, weighted average loan-to-values, industry classifications (NAICS code), property types, guarantee types and policy exceptions on an aggregate and new origination basis for the given period.

Enhanced analysis of the loan portfolio provides more transparency surrounding the unique characteristics and risk associated with each loan segment and will help frame how the Bank sets thresholds and limits on each loan portfolio.